Debt, Life, Parenthood, Pregnancy, Quotes, Rants

2019 Plans

2 Months Down and seems like I’ve not achieve anything. I guess I need a Marie Kondo weekly to declutter my thoughts, decide to plan down what I need to do by end of this year:

  • Launch Piggyback
  • Followup on Scentimental
  • Clear off my bad debts. I will speak about this soon.
  • Aim to sell $100,000 worth of items via E-Commerce
  • Create a passive income wallet through positive and stressfree channels.
  • Create a Parenting Blog. 😛

Seems like I should be looking out at these 6, firmly and with focus and I calculated that if I need 1 million to retire by age 40. I would need to save approx $10k per month.

This amount is doable based on calculations. 🙂

Life, Parenthood, Pregnancy, School

Year 2018

I always thought such post should always wait till the last week of Year 2018. To be written as a form of reflections or reminders.

3 more days to my wonderful 30th perhaps this post will be a prelude to my reborn – Life after 30s.

I guess Year 2018 is indeed a fulfilling year for me. I had went through a roller coaster of emotions, the ups and the downs, the lost and the found. Perhaps I should just highlight some important keynotes.

  1. The pregnancy – Earlier this year, I begin to sink into the fact that I am pregnant and had to cope with the thought of the terrible four. The painful part is the progress where I reached a point from denial to acceptance on what the future awaits. The pregnancy was indeed a tough one due to complications but I survived through the network of support.
  2. The baby – 6 years after the birth of Rayshirl, I need to restart the whole engine and this time round, on my own and by myself. Thank you to the friends who stood by me and the encouragements that tied me through the difficult moments. Say Yay to curb Pre/ Post Natal Depressions.
  3. O-Bye – Tell me about it. The dramas of the bike-sharing companies from the regulators barking on my back (with a pregnant belly) and my personal details released online by raged citizens to the formalization of liquidators. The whole episode set my mind on business management and also, wowed by the fact that I  have the experience to validate a company’s lifecycle within a good 15 months.
  4. Career Options. Offers came by and I was at lost to pick partly due to priorities listed out as I finally antagonized by the fact time with kids are something I do not wish to compromise. This is the part where I am at lost and doing some soul searching. Eventually, I picked something but was it the one?
  5. Entrepreneurship – I begin to let go on something I had embraced strongly for the past 2 years and went on an unknown pathway.
  6. Lifestyle – from cars to none and I finally understand that simplicity is the best key to everything. The way of life is be simple and stay humble.
  7. Friends – I made friends who turned out to teach me various lessons in life. I met alot of Entrepreneurs that set the tone of my mindset on managing people. I had spoke and learned to let go of toxic people within my circle.
  8. Sharanne – After 2 years of waiting, the transfer to NPS is finally validate and tears wiping on the last day at HIPS taught me that kids are the best investment that I had put in thus far.
  9. Family. My sister is finally off the shelves and this year I choose to embrace time spent with family over anything else.
  10. The Choice. I begin to understand that a lifetime is a long time and decide that the choice need to be made instead of just sitting on it and contemplate whether is this the right thing to do. However…

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I learned and prayed that Life after 30s for me meant Peace and  No Dramas and slowly, finetuned my career and life choices.

I read about how Dragons fared in Year 2019. Sounds like a good year to me. Shall keep my fingers crossed. 🙂

Reflections, Work

Embrace the Change

Tomorrow’s gonna be a brand new start. I wonder if I can take it at times, to fight through the feeling of missing my family and my girls. I wonder how can I ever survive.

Just gonna embrace this change and try it out for once. Anyway, if it’s deem not suitable, I can just take a U-turn back, to Singapore and re-look at the Option. Nevertheless, follow my heart and follow my dream.

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That’s right. Gonna just try.

Life, Work

The Last Working Day

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And there it goes, my last working day at PA, on an unofficial note.

And 6 years into my job, first time, I got placed as a last minute emcee for a Grassroots event. This is indeed memorable. Life gonna moved on though.

Till then, I will miss the people at People’s Association, Woodlands Constituency Office, the Advisers (including the ex-Advisers) and hello to my 默契100% ex-Superior who is now at MSO. Everyone gonna chin up and brave through this as a team no matter what.

Gonna end this with my favourite saying, “If you can survive Countdown, you can survive anything else.”

Who knows? Maybe one day, I will be back.

Life, Rants, Reflections

Comfort Zone – the move or the stay?

Earlier on, I posted an article on my LinkedIn on judging the move or the stay within the comfort zone. I guess everyone need to go through this some point in time of their career.

In Public Service, I get to do the things I am keen and upgrade myself for studies however, is this what I really want at the end of the day? No.

Since Day 1, I tell myself, no matter how tough life is, I need to give back to the society. Social Entrepreneur is my calling and I moved towards that direction at the end of the day.

To study this in the social norms, first I need to understand how Corporate Management is like and how this deviates from the social clauses.

I want to set up a company which everyone is proud to be part of, like Google.

A family-oriented organization which believed in my core of giving back.

In my life, no matter how tough it’s gonna be, I will persevere till the very end.

“There are two things to define myself; (1) Determination when I have nothing and (2) Attitude when I have everything.”

Just gonna stay humble and grateful. 🙂

Debt, Life, Work

Change

Today marks my 6th year with my current employer in Public Service. These 6 years spelt alot of challenges and somehow it witness a few of my milestones.

  1. My kids who grew from babies to toddler and soon, young teen.
  2. I bought my first car while on the job.
  3. Promotion was in for me.

Would definitely credit this to my colleagues, the bosses for everything for this wonderful 6 years.

However due to some reasons, a change out from the comfort zone is inevitable to grow and not many knew, I took up an offer to be based in Kuala Lumpur for a Fintech, a totally new industry to me.

I had my doubts and I had my thoughts. The fear of being alone, the thought of missing my girls and their growing up haunts and daunts me deeply, but for a better life. I need to be trained stronger while on the first list was on my list was to clear the debts.

Many knew, I need to pay off a large amount of debt amounting more than $100,000 but well, I know I can do it and will be able to do it. ^^

Shall start on my Goodbye Debt diary to minute and pen down this journey to financial freedom and no doubt, it’s stressful to go through it. LOL.
Sometimes I wonder, why housing cost a bomb in Singapore. 😦

But no matter what, always remember to do good. 🙂

Merits begets Positive Energy.

P.S: I guess 2017 will be a good year despite me brawling my eyes out when I was on the line with my girls while I made my way back from KL. 🙂