Debt, Life, Parenthood, Pregnancy, Quotes, Rants

2019 Plans

2 Months Down and seems like I’ve not achieve anything. I guess I need a Marie Kondo weekly to declutter my thoughts, decide to plan down what I need to do by end of this year:

  • Launch Piggyback
  • Followup on Scentimental
  • Clear off my bad debts. I will speak about this soon.
  • Aim to sell $100,000 worth of items via E-Commerce
  • Create a passive income wallet through positive and stressfree channels.
  • Create a Parenting Blog. 😛

Seems like I should be looking out at these 6, firmly and with focus and I calculated that if I need 1 million to retire by age 40. I would need to save approx $10k per month.

This amount is doable based on calculations. 🙂

Debt, Life, Work

Change

Today marks my 6th year with my current employer in Public Service. These 6 years spelt alot of challenges and somehow it witness a few of my milestones.

  1. My kids who grew from babies to toddler and soon, young teen.
  2. I bought my first car while on the job.
  3. Promotion was in for me.

Would definitely credit this to my colleagues, the bosses for everything for this wonderful 6 years.

However due to some reasons, a change out from the comfort zone is inevitable to grow and not many knew, I took up an offer to be based in Kuala Lumpur for a Fintech, a totally new industry to me.

I had my doubts and I had my thoughts. The fear of being alone, the thought of missing my girls and their growing up haunts and daunts me deeply, but for a better life. I need to be trained stronger while on the first list was on my list was to clear the debts.

Many knew, I need to pay off a large amount of debt amounting more than $100,000 but well, I know I can do it and will be able to do it. ^^

Shall start on my Goodbye Debt diary to minute and pen down this journey to financial freedom and no doubt, it’s stressful to go through it. LOL.
Sometimes I wonder, why housing cost a bomb in Singapore. 😦

But no matter what, always remember to do good. 🙂

Merits begets Positive Energy.

P.S: I guess 2017 will be a good year despite me brawling my eyes out when I was on the line with my girls while I made my way back from KL. 🙂